Other Retail

IRB-ORPE denotes the "Other Retail" exposure category in the Basel III/IV framework, covering retail credit exposures that do not fall under the standard consumer, credit-card or residential-mortgage sub-segments. It includes small-business loans, point-of-sale financing, and other retail-type credit lines that are assessed using the internal-ratings-based approach, with risk-weighting calibrated to the institution's own PD, LGD and EAD estimates.