Regulation E - Electronic Fund Transfers (12 CFR 1005)

Regulation E, found at 12 CFR 1005, implements the Electronic Fund Transfer (EFT) Rule, which establishes consumer protections for electronic transactions such as ATM withdrawals, point-of-sale debits, and online transfers. It requires banks to disclose terms, resolve errors promptly, limit consumer liability for unauthorized transfers, and maintain records to safeguard consumer rights.